RTF Insurance

RTF’s Privacy Policy

At RTF Insurance Brokers Pvt Ltd, our foremost commitment is to safeguard the information provided by our customers for the optimal use of our services. We exercise meticulous care and diligence when handling the privacy and security of the information entrusted to us. This Privacy Policy aims to provide users with a comprehensive understanding of how the data they furnish is gathered, the purposes for which it is collected, and the methods through which it is obtained, all to facilitate the provision of diverse services and advantages through our platform. This policy's purview encompasses all users who avail themselves of RTF's services, across all platforms and offerings provided by our organization.

When engaging with RTF Insurance Brokers Pvt Ltd, each interaction is commenced by distinctly separating one customer's data from another. This differentiation is imperative to provide tailor-made services as per the specific needs of our clientele. Consequently, these interactions naturally result in the exchange or transmission of data between RTF and the end user.

Data Collection

In the same vein, it's noteworthy that RTF diligently refrains from deploying or disclosing any personal information derived from cookies to external third parties. This commitment holds steadfast, even when contemplating the creation of statistics, data assemblages, surveys, and analogous endeavours. In such scenarios, rest assured, the Company stands resolute in its pledge to safeguard and withhold any personal information from external parties.
Our entity (hereinafter referred to as 'RTF') shall compile and retain the particulars of each user, which are submitted in any format on the website. The aforementioned data of each user may be acquired and stored in an automated manner by this Website.
RTF might gather your data when you utilize the Site and its services, or throughout our association, whenever you engage with us. RTF may accumulate this data via its website or by means of any authorized third party acting on RTF's behalf. The third party might encompass service providers who are sanctioned by RTF to accumulate, manage, process, and safeguard information on its behalf.
Furthermore, RTF may also garner and uphold information related to your utilization of our services. This might encompass your browsing history on our website and any supplementary data you furnish while utilizing our Site. An activity log of your interactions on our Site may be maintained using diverse online techniques, such as cookies and server files or any other related techniques for analytical purposes.

Use of Google Health Connect Data

Our application, RTF, utilizes Google Health Connect to provide core features related to our Wellness Marathon and rewards program. When you explicitly opt-in to participate, we request access to specific health and fitness data to verify your physical activity and calculate your eligibility for program rewards.

1. Data We Collect

With your explicit consent, we request access to the following data from Health Connect:

Step Count (READ_STEPS): To track your daily and cumulative progress during the Wellness Marathon.
Activity Recognition (ACTIVITY_RECOGNITION): To accurately detect physical movement (such as walking or running) locally on your device.

2. How We Use Your Data

Your Health Connect data is used exclusively for the following purposes:

To calculate your progress in the opt-in Wellness Marathon.
To determine your eligibility for event rewards, prizes, and leaderboard rankings.
We do not use your health data for any other unrelated app features.

3. Data Sharing and Third Parties

We treat your health data with the highest level of privacy and security:

We do not sell, rent, or trade your Health Connect data to any third parties, data brokers, or advertising platforms.
We do not use your Health Connect data for advertising, marketing, or cross-device tracking.
Data may only be transferred to a third party if required to comply with applicable laws or valid legal processes.

4. Compliance with Limited Use Requirements

The use of information received from Health Connect will strictly adhere to the Google Play Health Connect Permissions policy, including the Limited Use requirements.

5. Data Retention and Deletion

You maintain full control over your data. You can revoke our app's access to Health Connect at any time through your device settings. If you choose to delete your account or withdraw from the Wellness Marathon, your associated Health Connect sync data will be permanently deleted from our active servers.

Purpose of Data Collection

We harness and process customers' data with a diverse array of aims, which elegantly encompass:

Connecting with customers, graciously seeking clarity regarding their aspirations and expectations.
Eminently delivering upon the unique requisites of our cherished customers.
Facilitating the seamless dissemination of crucial administrative notices and pertinent alerts.
Assiduously validating customers' identities and discerning their appropriateness for select products and services.
Unswervingly employing measures to unearth, thwart, and embark on inquiries into fraudulent activities, all while meticulously adhering to the tapestry of applicable laws, regulations, and esteemed rules.
Orchestrating our internal business processes with finesse, encompassing the art of data analysis, audits, and the masterful cultivation of innovative products and services.
Embarking on a delightful journey of sharing insightful blogs and captivating newsletters, thoughtfully crafted to resonate with the hearts of our treasured customers.

Health Connect Data

RTF requests access to Android Health Connect step count data only after obtaining the user's explicit consent. Health Connect step count data is used exclusively to provide wellness and fitness features within the application, including:

Displaying daily step count.
Displaying weekly and monthly step activity summaries.
Helping users monitor their physical activity and wellness progress.
Enabling participation in Wellness Marathon and walking challenges.
Calculating challenge progress and displaying leaderboard rankings during active wellness events.

Health Connect data is collected solely to provide these wellness and fitness features. We do not sell Health Connect data, use it for advertising, marketing, profiling, or share it with third parties except as required to provide the requested service or comply with applicable law.

Health Connect data is not used to determine insurance eligibility, insurance premiums, underwriting decisions, or claim decisions.

Users may revoke Health Connect permissions at any time through Android Health Connect settings.

Data Security

RTF stands resolute with robust security mechanisms meticulously orchestrated to ensure the secure processing of data and impregnable defence against unauthorized access. Our security framework is adept at shielding user data against any inadvertent or unauthorized exposure, access, or tampering. This safeguarding is steadfastly upheld through a meticulously structured information security program replete with policies encompassing managerial, technical, operational, and physical security measures. These measures are thoughtfully tailored to provide an appropriate shield for the information entrusted to our care.
While we ardently endeavour to uphold the confidentiality of your personally identifiable information, it's imperative to acknowledge that the inherent nature of transmissions and transactions carried out over the expanse of the Internet cannot be rendered absolutely invulnerable. In opting to utilize this Website, you thereby acknowledge and concur that we shall bear no liability in instances of information disclosure arising from transmission errors or the unauthorized actions of third parties.
We implement robust technical, administrative, and physical security measures to protect your sensitive health data from unauthorized access, use, disclosure, or modification. All Health Connect data accessed by our application is securely handled, which includes data encryption both at rest and in transit using modern cryptography. Access to this data is strictly controlled within our systems.

Third-Party Sharing

Internal Utilization: RTF may harness all available data for the purpose of internal evaluation, strategies, operational functions, and allied endeavours, or any other legitimate pursuits.
Engagement with Affiliated Third Parties: RTF might also collaborate with affiliated third parties, sharing the compiled data for purposes explicitly aligned with the initial data collection objectives.
Data Transfer for Enhanced Services: RTF holds the prerogative to transfer and share the information amassed from you. This transfer is executed to honour the commitments of contracts established with associated parties, driven by the sole intention of augmenting the services rendered to you. It is worth noting that when disseminating data to these third parties, RTF shall vigilantly implement requisite safety protocols, ensuring the utmost protection of the collected data.
Liability to Government Authorities: We retain the right to share your Personal Information with government agencies vested with lawful authority to procure data, encompassing sensitive personal data or information. This sharing serves the pivotal purposes of identity verification, as well as the prevention, detection, investigation (inclusive of cyber incidents), prosecution, and penalization of offenses, as mandated by law.

Cookies and Tracking

Cookies, those diminutive fragments of data, are dutifully preserved by the user's browser on their computer in an automatic manner. These cookies find their purpose in tracing websites, predominantly acting as the Company's loyal assistants, aiding in delivering an uninterrupted service experience by delving into the user's product inclinations.
In the same vein, it's noteworthy that RTF diligently refrains from deploying or disclosing any personal information derived from cookies to external third parties. This commitment holds steadfast, even when contemplating the creation of statistics, data assemblages, surveys, and analogous endeavours. In such scenarios, rest assured, the Company stands resolute in its pledge to safeguard and withhold any personal information from external parties.

Updates to Privacy Policy

The Company retains the right to make revisions to this Privacy Policy at its sole discretion, whenever deemed necessary. It's paramount to acknowledge that the currently applicable version is consistently the most up-to-date rendition. By engaging with this website, the User unequivocally expresses their concurrence with the stipulations outlined within this privacy policy.

No Refunds

All payments made to RTF Insurance are non-refundable.

Once a service has been availed or payment has been made, no cancellation or refund request will be entertained.

Duplicate Payments / Technical Errors

In case of a duplicate transaction or any payment-related technical error, customers may contact us at info@rtfinsurance.in within 7 days of the transaction.

After verification, any excess amount will be refunded back to the original payment method within 7–10 working days.

Disputes & Chargebacks

Customers are encouraged to contact us directly for any payment disputes instead of raising a chargeback request with their bank or payment provider.

RTF Insurance will resolve genuine issues promptly.

Contact Us

For any queries related to payments, please contact:
Email: info@rtfinsurance.in
Phone: 7303751498

RTF’s Privacy Policy

Data Collection

In the same vein, it's noteworthy that RTF diligently refrains from deploying or disclosing any personal information derived from cookies to external third parties. This commitment holds steadfast, even when contemplating the creation of statistics, data assemblages, surveys, and analogous endeavours. In such scenarios, rest assured, the Company stands resolute in its pledge to safeguard and withhold any personal information from external parties.
Our entity (hereinafter referred to as 'RTF') shall compile and retain the particulars of each user, which are submitted in any format on the website. The aforementioned data of each user may be acquired and stored in an automated manner by this Website.
RTF might gather your data when you utilize the Site and its services, or throughout our association, whenever you engage with us. RTF may accumulate this data via its website or by means of any authorized third party acting on RTF's behalf. The third party might encompass service providers who are sanctioned by RTF to accumulate, manage, process, and safeguard information on its behalf.
Furthermore, RTF may also garner and uphold information related to your utilization of our services. This might encompass your browsing history on our website and any supplementary data you furnish while utilizing our Site. An activity log of your interactions on our Site may be maintained using diverse online techniques, such as cookies and server files or any other related techniques for analytical purposes.

Use of Google Health Connect Data

1. Data We Collect

With your explicit consent, we request access to the following data from Health Connect:

Step Count (READ_STEPS): To track your daily and cumulative progress.
Activity Recognition (ACTIVITY_RECOGNITION): To accurately detect physical movement locally on your device.

2. How We Use Your Data

To calculate your progress in the opt-in Wellness Marathon.
To determine your eligibility for event rewards, prizes, and leaderboard rankings.
We do not use your health data for any other unrelated app features.

3. Data Sharing and Third Parties

We do not sell, rent, or trade your Health Connect data to any third parties.
We do not use your Health Connect data for advertising or cross-device tracking.
Data may only be transferred to a third party if required by law.

4. Compliance with Limited Use

The use of information received from Health Connect will strictly adhere to the Google Play Health Connect Permissions policy, including the Limited Use requirements.

5. Data Retention and Deletion

Purpose of Data Collection

We harness and process customers' data with a diverse array of aims, which elegantly encompass:

Connecting with customers, graciously seeking clarity regarding their aspirations and expectations.
Eminently delivering upon the unique requisites of our cherished customers.
Facilitating the seamless dissemination of crucial administrative notices and pertinent alerts.
Assiduously validating customers' identities and discerning their appropriateness for select products and services.
Unswervingly employing measures to unearth, thwart, and embark on inquiries into fraudulent activities, all while meticulously adhering to the tapestry of applicable laws, regulations, and esteemed rules.
Orchestrating our internal business processes with finesse, encompassing the art of data analysis, audits, and the masterful cultivation of innovative products and services.
Embarking on a delightful journey of sharing insightful blogs and captivating newsletters, thoughtfully crafted to resonate with the hearts of our treasured customers.

Health Connect Data

Displaying daily step count.
Displaying weekly and monthly step activity summaries.
Helping users monitor their physical activity and wellness progress.
Enabling participation in Wellness Marathon and walking challenges.
Calculating challenge progress and displaying leaderboard rankings during active wellness events.

Health Connect data is not used to determine insurance eligibility, insurance premiums, underwriting decisions, or claim decisions.

Users may revoke Health Connect permissions at any time through Android Health Connect settings.

Data Security

RTF stands resolute with robust security mechanisms meticulously orchestrated to ensure the secure processing of data and impregnable defence against unauthorized access. Our security framework is adept at shielding user data against any inadvertent or unauthorized exposure, access, or tampering. This safeguarding is steadfastly upheld through a meticulously structured information security program replete with policies encompassing managerial, technical, operational, and physical security measures. These measures are thoughtfully tailored to provide an appropriate shield for the information entrusted to our care.
While we ardently endeavour to uphold the confidentiality of your personally identifiable information, it's imperative to acknowledge that the inherent nature of transmissions and transactions carried out over the expanse of the Internet cannot be rendered absolutely invulnerable. In opting to utilize this Website, you thereby acknowledge and concur that we shall bear no liability in instances of information disclosure arising from transmission errors or the unauthorized actions of third parties.
We implement robust technical, administrative, and physical security measures to protect your sensitive health data from unauthorized access, use, disclosure, or modification. All Health Connect data accessed by our application is securely handled, which includes data encryption both at rest and in transit using modern cryptography. Access to this data is strictly controlled within our systems.

Third-Party Sharing

Internal Utilization: RTF may harness all available data for the purpose of internal evaluation, strategies, operational functions, and allied endeavours, or any other legitimate pursuits.
Engagement with Affiliated Third Parties: RTF might also collaborate with affiliated third parties, sharing the compiled data for purposes explicitly aligned with the initial data collection objectives.
Data Transfer for Enhanced Services: RTF holds the prerogative to transfer and share the information amassed from you. This transfer is executed to honour the commitments of contracts established with associated parties, driven by the sole intention of augmenting the services rendered to you. It is worth noting that when disseminating data to these third parties, RTF shall vigilantly implement requisite safety protocols, ensuring the utmost protection of the collected data.
Liability to Government Authorities: We retain the right to share your Personal Information with government agencies vested with lawful authority to procure data, encompassing sensitive personal data or information. This sharing serves the pivotal purposes of identity verification, as well as the prevention, detection, investigation (inclusive of cyber incidents), prosecution, and penalization of offenses, as mandated by law.

Cookies and Tracking

Cookies, those diminutive fragments of data, are dutifully preserved by the user's browser on their computer in an automatic manner. These cookies find their purpose in tracing websites, predominantly acting as the Company's loyal assistants, aiding in delivering an uninterrupted service experience by delving into the user's product inclinations.
In the same vein, it's noteworthy that RTF diligently refrains from deploying or disclosing any personal information derived from cookies to external third parties. This commitment holds steadfast, even when contemplating the creation of statistics, data assemblages, surveys, and analogous endeavours. In such scenarios, rest assured, the Company stands resolute in its pledge to safeguard and withhold any personal information from external parties.

Updates to Privacy Policy

The Company retains the right to make revisions to this Privacy Policy at its sole discretion, whenever deemed necessary. It's paramount to acknowledge that the currently applicable version is consistently the most up-to-date rendition. By engaging with this website, the User unequivocally expresses their concurrence with the stipulations outlined within this privacy policy.

No Refunds

All payments made to RTF Insurance are non-refundable.

Once a service has been availed or payment has been made, no cancellation or refund request will be entertained.

Duplicate Payments / Technical Errors

In case of a duplicate transaction or any payment-related technical error, customers may contact us at info@rtfinsurance.in within 7 days of the transaction.

After verification, any excess amount will be refunded back to the original payment method within 7–10 working days.

Disputes & Chargebacks

Customers are encouraged to contact us directly for any payment disputes instead of raising a chargeback request with their bank or payment provider.

RTF Insurance will resolve genuine issues promptly.

Contact Us

For any queries related to payments, please contact:
Email: info@rtfinsurance.in
Phone: 7303751498

RTF’s Privacy Policy

Data Collection

In the same vein, it's noteworthy that RTF diligently refrains from deploying or disclosing any personal information derived from cookies to external third parties. This commitment holds steadfast, even when contemplating the creation of statistics, data assemblages, surveys, and analogous endeavours. In such scenarios, rest assured, the Company stands resolute in its pledge to safeguard and withhold any personal information from external parties.
Our entity (hereinafter referred to as 'RTF') shall compile and retain the particulars of each user, which are submitted in any format on the website. The aforementioned data of each user may be acquired and stored in an automated manner by this Website.
RTF might gather your data when you utilize the Site and its services, or throughout our association, whenever you engage with us. RTF may accumulate this data via its website or by means of any authorized third party acting on RTF's behalf. The third party might encompass service providers who are sanctioned by RTF to accumulate, manage, process, and safeguard information on its behalf.
Furthermore, RTF may also garner and uphold information related to your utilization of our services. This might encompass your browsing history on our website and any supplementary data you furnish while utilizing our Site. An activity log of your interactions on our Site may be maintained using diverse online techniques, such as cookies and server files or any other related techniques for analytical purposes.

Use of Google Health Connect Data

1. Data We Collect

With your explicit consent, we request access to the following data from Health Connect:

Step Count (READ_STEPS): To track your daily and cumulative progress during the Wellness Marathon.
Activity Recognition (ACTIVITY_RECOGNITION): To accurately detect physical movement (such as walking or running) locally on your device.

2. How We Use Your Data

Your Health Connect data is used exclusively for the following purposes:

To calculate your progress in the opt-in Wellness Marathon.
To determine your eligibility for event rewards, prizes, and leaderboard rankings.
We do not use your health data for any other unrelated app features.

3. Data Sharing and Third Parties

We treat your health data with the highest level of privacy and security:

We do not sell, rent, or trade your Health Connect data to any third parties, data brokers, or advertising platforms.
We do not use your Health Connect data for advertising, marketing, or cross-device tracking.
Data may only be transferred to a third party if required to comply with applicable laws or valid legal processes.

4. Compliance with Limited Use Requirements

The use of information received from Health Connect will strictly adhere to the Google Play Health Connect Permissions policy, including the Limited Use requirements.

5. Data Retention and Deletion

Purpose of Data Collection

We harness and process customers' data with a diverse array of aims, which elegantly encompass:

Connecting with customers, graciously seeking clarity regarding their aspirations and expectations.
Eminently delivering upon the unique requisites of our cherished customers.
Facilitating the seamless dissemination of crucial administrative notices and pertinent alerts.
Assiduously validating customers' identities and discerning their appropriateness for select products and services.
Unswervingly employing measures to unearth, thwart, and embark on inquiries into fraudulent activities, all while meticulously adhering to the tapestry of applicable laws, regulations, and esteemed rules.
Orchestrating our internal business processes with finesse, encompassing the art of data analysis, audits, and the masterful cultivation of innovative products and services.
Embarking on a delightful journey of sharing insightful blogs and captivating newsletters, thoughtfully crafted to resonate with the hearts of our treasured customers.

Health Connect Data

Displaying daily step count.
Displaying weekly and monthly step activity summaries.
Helping users monitor their physical activity and wellness progress.
Enabling participation in Wellness Marathon and walking challenges.
Calculating challenge progress and displaying leaderboard rankings during active wellness events.

Health Connect data is not used to determine insurance eligibility, insurance premiums, underwriting decisions, or claim decisions.

Users may revoke Health Connect permissions at any time through Android Health Connect settings.

Data Security

RTF stands resolute with robust security mechanisms meticulously orchestrated to ensure the secure processing of data and impregnable defence against unauthorized access. Our security framework is adept at shielding user data against any inadvertent or unauthorized exposure, access, or tampering. This safeguarding is steadfastly upheld through a meticulously structured information security program replete with policies encompassing managerial, technical, operational, and physical security measures. These measures are thoughtfully tailored to provide an appropriate shield for the information entrusted to our care.
While we ardently endeavour to uphold the confidentiality of your personally identifiable information, it's imperative to acknowledge that the inherent nature of transmissions and transactions carried out over the expanse of the Internet cannot be rendered absolutely invulnerable. In opting to utilize this Website, you thereby acknowledge and concur that we shall bear no liability in instances of information disclosure arising from transmission errors or the unauthorized actions of third parties.
We implement robust technical, administrative, and physical security measures to protect your sensitive health data from unauthorized access, use, disclosure, or modification. All Health Connect data accessed by our application is securely handled, which includes data encryption both at rest and in transit using modern cryptography. Access to this data is strictly controlled within our systems.

Third-Party Sharing

Internal Utilization: RTF may harness all available data for the purpose of internal evaluation, strategies, operational functions, and allied endeavours, or any other legitimate pursuits.
Engagement with Affiliated Third Parties: RTF might also collaborate with affiliated third parties, sharing the compiled data for purposes explicitly aligned with the initial data collection objectives.
Data Transfer for Enhanced Services: RTF holds the prerogative to transfer and share the information amassed from you. This transfer is executed to honour the commitments of contracts established with associated parties, driven by the sole intention of augmenting the services rendered to you. It is worth noting that when disseminating data to these third parties, RTF shall vigilantly implement requisite safety protocols, ensuring the utmost protection of the collected data.
Liability to Government Authorities: We retain the right to share your Personal Information with government agencies vested with lawful authority to procure data, encompassing sensitive personal data or information. This sharing serves the pivotal purposes of identity verification, as well as the prevention, detection, investigation (inclusive of cyber incidents), prosecution, and penalization of offenses, as mandated by law.

Cookies and Tracking

Cookies, those diminutive fragments of data, are dutifully preserved by the user's browser on their computer in an automatic manner. These cookies find their purpose in tracing websites, predominantly acting as the Company's loyal assistants, aiding in delivering an uninterrupted service experience by delving into the user's product inclinations.
In the same vein, it's noteworthy that RTF diligently refrains from deploying or disclosing any personal information derived from cookies to external third parties. This commitment holds steadfast, even when contemplating the creation of statistics, data assemblages, surveys, and analogous endeavours. In such scenarios, rest assured, the Company stands resolute in its pledge to safeguard and withhold any personal information from external parties.

Updates to Privacy Policy

The Company retains the right to make revisions to this Privacy Policy at its sole discretion, whenever deemed necessary. It's paramount to acknowledge that the currently applicable version is consistently the most up-to-date rendition. By engaging with this website, the User unequivocally expresses their concurrence with the stipulations outlined within this privacy policy.

No Refunds

All payments made to RTF Insurance are non-refundable.

Once a service has been availed or payment has been made, no cancellation or refund request will be entertained.

Duplicate Payments / Technical Errors

In case of a duplicate transaction or any payment-related technical error, customers may contact us at info@rtfinsurance.in within 7 days of the transaction.

After verification, any excess amount will be refunded back to the original payment method within 7–10 working days.

Disputes & Chargebacks

Customers are encouraged to contact us directly for any payment disputes instead of raising a chargeback request with their bank or payment provider.

RTF Insurance will resolve genuine issues promptly.

Contact Us

For any queries related to payments, please contact:
Email: info@rtfinsurance.in
Phone: 7303751498

RTF’s Privacy Policy

Data Collection

In the same vein, it's noteworthy that RTF diligently refrains from deploying or disclosing any personal information derived from cookies to external third parties. This commitment holds steadfast, even when contemplating the creation of statistics, data assemblages, surveys, and analogous endeavours. In such scenarios, rest assured, the Company stands resolute in its pledge to safeguard and withhold any personal information from external parties.
Our entity (hereinafter referred to as 'RTF') shall compile and retain the particulars of each user, which are submitted in any format on the website. The aforementioned data of each user may be acquired and stored in an automated manner by this Website.
RTF might gather your data when you utilize the Site and its services, or throughout our association, whenever you engage with us. RTF may accumulate this data via its website or by means of any authorized third party acting on RTF's behalf. The third party might encompass service providers who are sanctioned by RTF to accumulate, manage, process, and safeguard information on its behalf.
Furthermore, RTF may also garner and uphold information related to your utilization of our services. This might encompass your browsing history on our website and any supplementary data you furnish while utilizing our Site. An activity log of your interactions on our Site may be maintained using diverse online techniques, such as cookies and server files or any other related techniques for analytical purposes.

Use of Google Health Connect Data

1. Data We Collect

With your explicit consent, we request access to the following data from Health Connect:

Step Count (READ_STEPS): To track your daily and cumulative progress.
Activity Recognition (ACTIVITY_RECOGNITION): To accurately detect physical movement locally on your device.

2. How We Use Your Data

To calculate your progress in the opt-in Wellness Marathon.
To determine your eligibility for event rewards, prizes, and leaderboard rankings.
We do not use your health data for any other unrelated app features.

3. Data Sharing and Third Parties

We do not sell, rent, or trade your Health Connect data to any third parties.
We do not use your Health Connect data for advertising or cross-device tracking.
Data may only be transferred to a third party if required by law.

4. Compliance with Limited Use

The use of information received from Health Connect will strictly adhere to the Google Play Health Connect Permissions policy, including the Limited Use requirements.

5. Data Retention and Deletion

Purpose of Data Collection

We harness and process customers' data with a diverse array of aims, which elegantly encompass:

Connecting with customers, graciously seeking clarity regarding their aspirations and expectations.
Eminently delivering upon the unique requisites of our cherished customers.
Facilitating the seamless dissemination of crucial administrative notices and pertinent alerts.
Assiduously validating customers' identities and discerning their appropriateness for select products and services.
Unswervingly employing measures to unearth, thwart, and embark on inquiries into fraudulent activities, all while meticulously adhering to the tapestry of applicable laws, regulations, and esteemed rules.
Orchestrating our internal business processes with finesse, encompassing the art of data analysis, audits, and the masterful cultivation of innovative products and services.
Embarking on a delightful journey of sharing insightful blogs and captivating newsletters, thoughtfully crafted to resonate with the hearts of our treasured customers.

Health Connect Data

Displaying daily step count.
Displaying weekly and monthly step activity summaries.
Helping users monitor their physical activity and wellness progress.
Enabling participation in Wellness Marathon and walking challenges.
Calculating challenge progress and displaying leaderboard rankings during active wellness events.

Health Connect data is not used to determine insurance eligibility, insurance premiums, underwriting decisions, or claim decisions.

Users may revoke Health Connect permissions at any time through Android Health Connect settings.

Data Security

RTF stands resolute with robust security mechanisms meticulously orchestrated to ensure the secure processing of data and impregnable defence against unauthorized access. Our security framework is adept at shielding user data against any inadvertent or unauthorized exposure, access, or tampering. This safeguarding is steadfastly upheld through a meticulously structured information security program replete with policies encompassing managerial, technical, operational, and physical security measures. These measures are thoughtfully tailored to provide an appropriate shield for the information entrusted to our care.
While we ardently endeavour to uphold the confidentiality of your personally identifiable information, it's imperative to acknowledge that the inherent nature of transmissions and transactions carried out over the expanse of the Internet cannot be rendered absolutely invulnerable. In opting to utilize this Website, you thereby acknowledge and concur that we shall bear no liability in instances of information disclosure arising from transmission errors or the unauthorized actions of third parties.
We implement robust technical, administrative, and physical security measures to protect your sensitive health data from unauthorized access, use, disclosure, or modification. All Health Connect data accessed by our application is securely handled, which includes data encryption both at rest and in transit using modern cryptography. Access to this data is strictly controlled within our systems.

Third-Party Sharing

Internal Utilization: RTF may harness all available data for the purpose of internal evaluation, strategies, operational functions, and allied endeavours, or any other legitimate pursuits.
Engagement with Affiliated Third Parties: RTF might also collaborate with affiliated third parties, sharing the compiled data for purposes explicitly aligned with the initial data collection objectives.
Data Transfer for Enhanced Services: RTF holds the prerogative to transfer and share the information amassed from you. This transfer is executed to honour the commitments of contracts established with associated parties, driven by the sole intention of augmenting the services rendered to you. It is worth noting that when disseminating data to these third parties, RTF shall vigilantly implement requisite safety protocols, ensuring the utmost protection of the collected data.
Liability to Government Authorities: We retain the right to share your Personal Information with government agencies vested with lawful authority to procure data, encompassing sensitive personal data or information. This sharing serves the pivotal purposes of identity verification, as well as the prevention, detection, investigation (inclusive of cyber incidents), prosecution, and penalization of offenses, as mandated by law.

Cookies and Tracking

Cookies, those diminutive fragments of data, are dutifully preserved by the user's browser on their computer in an automatic manner. These cookies find their purpose in tracing websites, predominantly acting as the Company's loyal assistants, aiding in delivering an uninterrupted service experience by delving into the user's product inclinations.
In the same vein, it's noteworthy that RTF diligently refrains from deploying or disclosing any personal information derived from cookies to external third parties. This commitment holds steadfast, even when contemplating the creation of statistics, data assemblages, surveys, and analogous endeavours. In such scenarios, rest assured, the Company stands resolute in its pledge to safeguard and withhold any personal information from external parties.

Updates to Privacy Policy

The Company retains the right to make revisions to this Privacy Policy at its sole discretion, whenever deemed necessary. It's paramount to acknowledge that the currently applicable version is consistently the most up-to-date rendition. By engaging with this website, the User unequivocally expresses their concurrence with the stipulations outlined within this privacy policy.

No Refunds

All payments made to RTF Insurance are non-refundable.

Once a service has been availed or payment has been made, no cancellation or refund request will be entertained.

Duplicate Payments / Technical Errors

In case of a duplicate transaction or any payment-related technical error, customers may contact us at info@rtfinsurance.in within 7 days of the transaction.

After verification, any excess amount will be refunded back to the original payment method within 7–10 working days.

Disputes & Chargebacks

Customers are encouraged to contact us directly for any payment disputes instead of raising a chargeback request with their bank or payment provider.

RTF Insurance will resolve genuine issues promptly.

Contact Us

For any queries related to payments, please contact:
Email: info@rtfinsurance.in
Phone: 7303751498